Household Finance
Our research projects focused on microsavings, self-employed and daily wage workers, and rural unbanked workers.
Research project to examine the savings behaviour of urban self-employed and casual/daily paid workers.
This involved a listing exercise of 10300 households to identify urban self-employed and casual wage worker sample in Oct 2010. A Baseline Survey of 2340 urban self employed and casual wage worker sample was carried out, a savings mobilization programme was implemented using a newly developed mobile phone linked bank savings product to 1830 randomly selected participants. Monthly and annual follow-up surveys were conducted until Jan 2013.
Research project to examine the savings behaviour of rural self-employed. This involved a Listing exercise of 3650 households to identify rural unbanked self-employed sample (including sub-sample of those participating in informal savings (rosca)) in Bandarawela and Mahiyangana areas in July 2010.
A Baseline Survey of 800 rural unbanked self-employed sample in August 2010 (which also included drawing in other rosca members into the sample). A savings mobilization programme using point-of-service device in partnership with a national-level savings bank to 400 randomly selected participants for which monthly and quarterly follow-up surveys were conducted until January 2012 and on a six-monthly basis.
Read more: Finding the Headwaters of Household Financial Assets